Have you ever been in an accident or had an imprevist? Well if you have, you may know or have an idea of how expensive a little trip to the hospital can be, this is the reason why most people have insurance. Unfortunately, if you ever dealt with any of the insurance companies, you might know that they are a headache. This is why today we are going to talk about things that insurance companies need to change in order to keep their clients happy.
M O R E A C C E S S I B L E P R I C E S A N D C O N D I T I O N S
One of the main problems of insurance companies are
the really high prices and some unfair conditions. The problem with high price is that since they are to
expensive, not everyone can afford to have insurance;
as you can imagine not being able to afford insurance
is a really big problem because if you have an accident, or any other imprevist it can cost you a lot of money.
Another thing that needs to change are some of the conditions. Some insurers have unfair conditions, most companies tell you that not all of their policies apply during some periods of time or situations.
L O W E R T H E D E D U C T I B L E
If you have insurance, and you are aware of the deductible, you might agree that it is really high. Having a really high deductible makes a little trip to the hospital really scandalous for the wallets.
I F Y O U D O N ’ T U S E Y O U R I N S U R A N C E D U R I N G T H E
W H O L E Y E A R, Y O U S H O U L D G E T A C R E D I T F O R Y O U R
R E N O V A T I O N
Many times you do not use your insurance during the whole year, even though you don’t use it companies still charge a really high amount. This got me thinking, and I came up with this idea, what if every time you do not use the insurance during the whole year you should get a 10% or 5% credit for your renovation next year, it would be really cool right?
S I M P L I F Y A N D S P E E D U P T H E P A P E R W O R K F O R
T H E R E F U N D
If you’ve ever been in an accident you must know how difficult and wearing the paperwork for the refund can be. Insurance companies apparently do everything to wear you out in order to prevent you from getting a refund, with all the really long and complicated paperwork, the long months that need to pass in order for you to get your refund and finally be happy the nightmare is over. So what companies should do is either simplify the process or have people that does the paperwork for you.
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